McKayla Financial Services specialises in hassle free loans at affordable interest rates for individuals, companies and small businesses. We provide more than a service, we offer you a solution. If you have a financial problem, we are sure that we can assist you. We are a MFI of DBJ and an unlender for the MIDA funds. Our micro loans are geared towards providing temporary relief from the unexpected and unplanned day-to-day situations that may arise such as medical expenses, school fees, funeral expenses, vehicle purchase, etc. We pride ourselves on offering excellent customer service, and fast delivery. At Mckayla, we are your partner for success insurance Home insurance Motor Vehicle Insurance partners include: GK General Insurance Company NPG Insurance Brokers Orion Insurance Brokers JMMB Insurance Brokers Caribbean Assurance Brokers Advantage General Insurance Company Solid Life and General Insurance Brokers Gensure Insurance Agents Limited Small Business Loans Business loans are specially funded with low interest rates. They facilitate working capital assistance as well as an asset purchase, including Agricultural Loans/Agro-Processing, Construction, Equipment and Machinery. McKayla Financial Servs Ltd have funded projects such as Chicken Farming: Egg RearingTraders (Garments, Uniformsetc) Transportation Manufacturing (Chemicals) Gas Distribution

Abacus Financial Limited (AFL) was formed in 2008 as a limited liability company in Jamaica. Our primary focus is to provide small personal loans to individuals who need financial assistance. Our loans are facilitated through salary deductions to employees of reputable companies to avoid high risk. We are determined to continually deliver quality service to our customers in helping them meet their financial needs. Our loan services extend to: • Microloans • Same day loans • Payday loans • Vacation loans • School fees • Furniture loans • Insurance premium financing • Student loans • Medical expense loans • Home improvement loans • Personal loans. We have flexible payment terms and competitive interest rates. Call us today so we can start a mutual and beneficial relationship with you.

As our slogan advises, "Look No Further", First Heritage Co-operative Credit Union offers a wide array of savings, insurance, loans and pensions products and services. Our mission is to be a world-class financial institution focused on enhancing the welfare of members, employees and communities in which we operate. Our products are specifically designed to meet the needs of those just starting out, as well as the financially savvy and investment-oriented minds. We are Jamaica's largest open bond credit union our commitment is to generate continual benefits to our members and other stakeholders. We currently serve over 200,000 members through a network of eleven locations island wide. We remain committed to helping our members achieve their goals and objectives at every stage of life

At Auto Channel Ltd, you'll find brand name SUVs, trucks, vans and cars of the highest quality available at the lowest prices. In addition to our low prices we also offer in house Auto loans. We welcome you to come in today and talk with our knowledgeable and courteous staff about applying for this loan or $300,000 cash back (Conditions Apply)

The Accountant General is appointed by the Governor General on advice of the Public Services Commission under section 15 of the Financial Administration& Audit Act (FAA Act). The Accountant Generals Department (AGD) is an operational Department within the Ministry of Finance & Planning and is charged with facilitating and reporting of the flow of funds within the public sector. Our Main Roles and Functions Responsibility for the management and custodianship of the Consolidated Fund which is the principal instrument of parliamentary control of public monies. This includes (but not limited to) the responsibility for the collection, safekeeping and proper disbursements of all monies due to and payable from the Consolidated Fund. Management of the Centralized Treasury, whereby all payments to all suppliers for goods and services are executed on behalf of the ministries, departments and agencies. Responsibility for the custodianship of all Government properties excluding lands under the Crown Properties (vesting) Act. The Accountant General can dispose of these properties only under the written authority of the Minister of Finance. Provide advice and technical support to the Financial Secretary and the Minister of Finance. Ensure that Government debts are serviced timely. Represent the Government as shareholder in companies in which the Government holds shares. These shares are issued in the name of the Accountant General under the Crown Properties (vesting) Act. Collection of certain revenues as a Principal receiver of revenue, having been so appointed by the Minister of Finance under section 16 of the Financial Administration and Audit Act. Ensure the effective administration of expenditure in respect of those services which by law are directly charged from the Consolidated Fund (Statutory Expenditure). In collaboration with the Ministry of Finance, develop, implement and constantly review the management and accounting of the public debt. Management of Treasury Deposits. Disbursements from and management of loans and advances to Government employees. Custodianship of the Contingencies Fund. Payroll Administration for Forty Thousand Government Pensioners and Thirteen Ministries and Departments.

EduCom Co-operative Credit Union was formed on April 1, 2015 following the merger of AAMM and the UWI (Mona) & Community Credit Unions, we subsequently acquired St. Catherine Credit Union in 2017. With the merger, EduCom has been able to offer a number of financial solutions to our valued members, as we seek to build on the legacy of the three credit unions. The Mission of EduCom Co-operative Credit Union is to improve the quality of life of its members and their families, through the provision of personalized financial solutions and advice delivered by a motivated, competent and committed team of Staff and Volunteers. We have a wide range of competitive products and services with very attractive rates they include short to long term savings and investment products such as the Wealth Creator, Educator Plus, Pardna Plan, Mega Advantage along with a diversified suite of competitive loan options. Nonetheless, membership with a credit union offers a certain level of uniqueness which separates us from other financial institutions. The ethos of the Credit Union movement is centered on people over profit, here are some of the distinct advantages of becoming a member today: · Credit Unions are not profit driven but rather each year the surplus is distributed as decided upon by its members at the Annual General Meeting and paid out as dividends. · Credit Unions are member owned therefore each member owns a share of the Credit Union and thus actively participates in its governance. · Credit Unions are member-oriented which results in our strong belief and presence in our respective communities as we give back to those most vulnerable. Visit any of our nine branches island wide and access our complete suite of proven financial solutions or remove the hassle of visiting a physical location by contacting our Mobile Business Unit. Contact us at 876-926-6973/656-9628, WhatsApp – 876- 880-4231 or email us at [email protected]

National PC Bank Of Jamaica Ltd was established in Jamaica beginning in 1905 as cooperative savings and loans institutions and is the premier Community Bank for rural agricultural development in Jamaica. National PC Bank Of Jamaica Ltd provides a range of services to its members/clients such as Savings Instruments, Loan Facilities to the Micro, Small and Medium-Scale Enterprises, Legal Services and Bill Payment Services. It's time to secure your future with a savings account from National PC Bank Of Jamaica Ltd. Start saving money towards your goals. The sooner you start, the better it turns out to be! Whether you want a starter account, partner plan or fixed investment, we offer you the best interest rate. Have free money growing for you!

At Jamaica Teachers' Assn Co-op C U Ltd, we strive to serve our members and impact lives positively by providing sound and safe management practices. We have been assisting the financial needs of educators in Jamaica since 1959. Our membership is open to educators and administrative workers in the educational sector, who are members of the Jamaica Teachers Association (JTA). We have maintained a consistent record of growth which has proved that we are trusted by our customers. We offer a variety of loans including: auto, home equity, mortgage, back to school, special education, vacation, computer pak and sure advance loans. We also provide numerous savings opportunities: voluntary shares account, Christmas club savings account, easi access, and ordinary deposit account. Our investment products feature: golden harvest and special deposit. We offer insurance loans & life savings protection insurance and family indemnity plans. For educators who live overseas, they can make payments to your JTA Credit Union Account through our VMBS Money Transfer Service (VMTS) partners who are listed on our website. We have 12 locations islandwide for our customers' convenience.

Niche Financing Limited, established in 2004, is a founding member of the Jamaica Association for Micro-Financing (JAMFIN). Our company currently employs over 60 staff members across four offices in Kingston, May Pen, Mandeville and Morant Bay. Niche Financing Limited is committed to creating flexible financial solutions whilst promoting responsible financing. We offer personal loans to private and public sector employees, self-employed individuals, and business loans to operators of small and micro businesses. Niche Financing Limited provides hassle-free, same day processing of loans with flexible payment options. We have some of the lowest interest rates in the micro-finance market. The pulse of Niche revolves around creating flexible financial solutions which are customised to meet the specific needs of each client. Flexible financial solutions are based on the premise that each client is important and unique in relation to their circumstances and needs, and deserves to be treated as such. Come and see us to discuss the right financial solution for your needs.

Kris An Charles Investments Company Limited has been the leading micro-financing organisation since 1992. Our primary objective is the provision of quick, hassle-free loans. We are a member of the Jamaica Association for Micro Financing (JAMFIN) which is dedicated to supporting the development of the micro enterprise sector as a key player in national economic development through the provision of accessible, appropriate and timely financing, training and business development services to individuals and enterprises. We are also a member of The Private Sector Organisation of Jamaica (PSOJ) and the Jamaica Employers Federation (JEF). When you think loans, think Kris An Charles

National Commercial Bank (NCB) is the largest financial group in Jamaica. We are focused on maintaining a profitable organisation that provides highly competitive and innovative products and service offerings for our customers. Our aim is to maintain a solid governance structure and robust compliance framework, while utilising flexible business models and efficient operational processes and systems. NCB Jamaica Limited provides an array of products and services to meet the banking needs of our valued customers. Our offerings include deposit accounts, unsecured and secured loans, credit cards, overdraft lines, foreign exchange, and personal and private banking services. NCB Capital Markets Limited, the wealth and asset management arm of the NCB Group, offers investment and brokerage solutions for individual and corporate clients, and investment banking solutions to our corporate clients. For more information on our financial solutions, visit our website or give us a call.

Since our inception in 1992, Jamaica Money Market Brokers Ltd (JMMB) has become one of Jamaica's largest and most successful financial institutions. We are an integrated financial services provider committed to providing genuine, caring relationships, as we proactively deliver personalised financial plans. JMMB offers a wide range of financial solutions, that will cater to all your banking needs. From home and car loans to fixed deposits, securities, stocks and bonds, cash management, pension, money transfers, and more, JMMB has a financial solution for you. We offer competitive rates on interest and loans. We will tailor our products to meet your financial needs and goals. Currently, we partner with 283,000 clients and their families, and we also want to be your financial life goals partner, holding your hand and coaching you along the journey towards your goals.

Having a credit card can be a great way to manage your finances and make purchases both online and offline. If you're looking to open a credit card account in Kingston, Jamaica, there are many banks to choose from. To help you make an informed decision, we've compiled a list of the 10 best banks in Kingston, Jamaica to open a credit card with. We've also included their contact information, such as phone numbers and email addresses.

1. Only CIBC, a Canadian bank alerts you to when you get a deposit into your account through their app 2. Real time transactions are really 30 mins to couple hours 3. Not all machines accept your specific bank’s visa debit card (ridiculous) 4. Machines are almost always out of service. 5. The other day I experienced something truly dumb. NCB’s point of sale will bill your account, but it won’t register on the POS itself. Meaning NCB will take the money from your account, but it won’t make it to the merchant’s account. If you used an NCB card then the transaction will be reversed, but if you have any other card, you’re pretty much fucked. Let’s not even talk about how difficult it is to just open an account. I have many accounts, but I helped someone recently and it’s a nightmare… they’re still waiting

Do Jamaicans get benefits from the government if they are unemployed ? Similar to what brits get like universal credit

mailing to ja is such a hassle, they’ve lost my package 3 times aready so i’d hope sending money would be easier ??